No one wants to pay for more than what they're actually getting, and no one wants to pay for services they don't need. The same is true whether you're purchasing telephone services or car insurance. If you're looking for very cheap car insurance (and who isn't?), take these tips into consideration.

1. It's easier to find very cheap car insurance during a soft market, also called the buyer's market, rather than a hard market, also called the seller's market. During a soft market, rates are low, companies are competitive, and you can find coverage on more areas.

2. Find out whether or not your other insurance providers offer car insurance as well. For example, you may call your home owner insurance provider and discover that they offer car insurance, too. If so, ask for a quote and any discounts or deals they might have. Or, you may find a car insurance provider that also offers home insurance and discounts for switching to them for your multiple insurance needs.